Save Money by Bundling Home and Auto Insurance

Each year, millions of people grow tired of the same old tune—rent goes up, cable goes up, utilities go up, and insurance premiums go up. How are you supposed to pay increasing bills when the only thing that doesn’t go up is your paycheck?

Start to save by bundling your insurance policies!

You can bundle your policies into a package discount if you insure two or more things with the same insurance company. The more policies you bundle, the more you typically save. Because of these savings and the ease of using one company, people who bundle are more satisfied with their providers than those who don’t.

To start bundling, you need to think about these three simple steps:

• Choose your services: The most commonly bundled policies are home and auto insurance. However, you’re not limited to those two. You can save more if you add policies to the bundle, such as motorcycle, boat, or business insurance.

• Compare prices: Working with an independent insurance agent makes this step very easy because they do the work for you. They can shop around and compare quotes from a variety of providers based on the types of insurance you’re seeking. This is a great way to be sure you’re saving all you can.

• Sign the contract: Once the contracts for each insurance product is signed, your savings will take effect immediately.

Your insurance agent can help you apply any extra relevant discounts, such as security alarm discounts for homeowner’s insurance or a safe driver discount. Insurance needs and options are constantly changing. Make it a practice to revisit your insurance decisions each year. It’s important to keep your coverage up-to-date in the event a big change, like purchasing a new car or getting married.